MEDICAL BILL OF RIGHTS: REFORM BY AND FOR THE PEOPLE OF THE UNITED STATES

In the effort to prevent another bailout bill from passing and benefitting drug and health care businesses I wrote my own version, one that has the people's interest in mind, designed to drive the health care costs down. It will not be 1000-page-long and it will not cost $900 billion. And I'll write it for free. I will keep it up to 3 pages and write in simple digestible terms everyone can understand. Here it is.

Dear Senators, please vote on this instead.

MEDICAL BILL OF RIGHTS: REFORM BY AND FOR THE PEOPLE OF THE UNITED STATES

BY: OKSANA KOVAL, LILI KNOBLOCH

DATE: OCTOBER 17, 2009

<?xml:namespace prefix = o ns = “urn:schemas-microsoft-com:office:office” /> 1. RIGHTS and FREEDOMS

1.1 No person shall be denied medical services such as urgent care and the right to see a doctor when sick. (See Article #25 of The Universal Declaration of Human Rights, adopted and proclaimed by UN December 10, 1948 http://www.un.org/en/documents/udhr/index.shtml#a25)

1.2 No person shall be denied health insurance coverage based on pre-existing conditions, age, social status, job status, income, race, gender or immigration status or any other condition.

1.3 Health insurance must remain optional for purchase by individuals and must include care provider options including and not limited to herbal, homeopathic and otherwise known as “alternative treatment”. The right to choose options is retained by the policy purchaser.

1.4 Businesses that 1) employ more than 12 people and 2) make at least 20% profit must allocate at least 2% of their profit for purchasing health insurance for their employees.

1.5 Health insurance must be affordable and not exceed the 2% margin of the person's monthly/yearly income. Example:

 $800/m x 2% = $16/m (low income class)

$174,000/y x 2% = $3480/y  or $290/m (senator's yearly salary)

1.6 Purchased health insurance must cover all incidents of urgent care, sickness and prevention with respect to bill #1.3 without additional fees. This applies to dental and vision care.

1.7 Cost of health insurance and medical services are 100% tax deductable at the ratio of $1 to $1.

2. COST

2.1 No company in the drug or health care industry will generate profit greater than 10% over their expense. Any overages must be made available for funding free clinics, which already operate as non-profit organizations.

2.2 No company in the drug or health care system will price their services higher than 10% of the average world prices.

2.3 No luxurious expenses by the drug or health care industry businesses will be allowed to be claimed in calculations of profit/expense ratio (No personal/company jets, mansions, entertainment)

3. REGULATION

3.1 Drug and health insurance businesses are required to send their quarterly and yearly itemized profit/expense reports to FDA who will make them available the public via http://www.fda.gov/ website. Failure to make these reports accessible to the public is subject to fine at 50% of profit amount per report per specific period.

3.2 10% of the fine amount for failure to submit profit/expense report is to be awarded to the person who reported the violation (after the claim is found valid by a US court of law).

3.3 Collected fines are to be made available for medical students in the form of grants and interest free student loans to encourage and recognize students whose GPA is 3.0 and higher.

4. POLITICS

4.1 No person holding office in a government institution (US Congress, FDA, CDC, Health Department, etc) is allowed to serve as a board member or employee of any drug making or insurance business at the same time or in the past 20 years, as this presents the case of conflict of interest (profit vs. people). Failure to comply with this law is subject to fine at the amount of yearly salary of the violator and discharge from office.

4.2 Drug companies and health insurance businesses are not allowed to lobby congress or contribute to political campaigns. Subject to fine at 200% of the contribution amount.

4.3 Collected fines are to be divided 50/50 between FBI and FDA on units investigating corruption, bribes and violators of the medical bill of rights.

5. MORALS

5.1 Drug companies are required to publish all simultaneous studies of trials of a particular medication or vaccine.

5.2 Drug manufacturers are required to publish numbers of all and any animals being killed, tortured or otherwise used in research trials.

5.3 Drug manufacturers are required to inform the public of any on-going human experiments in writing and must adhere to the medical oath “First, do no harm”.

5.4 Failure to comply with the moral standards is subject to fine at 100% of funding for specific trial and drug recall.

5.5 Collected fines are to be used for further medical research which adheres to the “First, do no harm” oath.

Approved by Senator: _______________________________

District: ___________________________________________

Signature: _________________________________________

Date: _____________________________________________